SSL

Rates/Loans

Current Rates

Savings & CD’s

(1) $100 minimum average daily balance to earn the stated Annual Percentage Yield. Dividends are credited monthly.

(2) Certificates are subject to a penalty for early withdrawal.

(3) Rates subject to change without notice. This also affects the Annual Percentage Yield.

Savings (1) Minimum Opening Balance Term (Months) Rate (3) Annual Percentage Yield (3)
Regular Savings $25.00 None .15% .15%
Christmas Club $25.00 None .15% .15%
IRA Account $25.00 None .15% .15%
Special Savings $25.00 None .15% .15%
Share Draft $25.00 None .00% .00%

 

CD & IRA Rates

Certificate (2) Minimum Opening Balance Term (Months) Rate (3) Annual Percentage Yield (3)
Certificate of Deposit $10,000 12 .55% .55%
Certificate of Deposit $10,000 24 0.75% 0.75%
IRA Certificate $2,000 12 0.55% 0.55%

Lending

(4) All rates are subject to change without notice. All rates with approved credit. May require a down payment.

*refinancing must be from another lending institution

Credit Insurance, MRC and GAP Calculator

Loan Application (updated 5/2012)

 

Loan Type
Term (Months) Annual Percentage Rates (4)
New Vehicles 2013-2014 up to 72 2.50%
New Vehicles 2013-2014 84 2.50%
Used Vehicles 2011-2013 up to 72 2.50%
Used Vehicles 2011-2013 78 2.50%
Old Vehicles 2007-2010 up to 60 6.00%
Older Vehicles up to 36 8.00%
E-Z Refinancing* 2011-2014 up to 60 2.50%
New Motorcycles 2013-2014

up to 72

2.50%
Used Motorcycles 2011-2013 up to 60 2.50%
Old Motorcycles 2007-2010 up to 60 6.00%
Older Motorcycles up to 36 8.00%
New Farm Equipment 2013-2014

up to 72

3.50%
Used Farm Equipment 2011-2014 up to 78 3.50%
Old Farm Equipment 2007-2010 up to 60 6.00%
Older Farm Eqipment up to 36 8.00%
New RV’s 2013-2014 up to 120 5.50%
Used RV’s 2011-2013 up to 72 6.00%
Old RV’s 2007-2010 up to 60 7.00%
New Boats 2013-2014 up to 72 5.50%
Used Boats 2011-2013 up to 72 6.00%
Old Boats 2007-2010 up to 60 7.00%
Home Improvement up to 60 7.00%
Share Secured 2.50%
Certificate Loan 2.50%
MasterCard (must be employed at least 6 months) 14.00%
MasterCard Gold (must be employed at least 6 months) 9.75%
OPPNY1        up to 60                5.99%
Seasonal Loan up to 12 6.00%
Signature Loan up to 60 14.00%
Mortgage call for current rates