Rates/Loans

Current Rates

Savings & CD’s

(1) $100 minimum average daily balance to earn the stated Annual Percentage Yield. Dividends are credited monthly.

(2) Certificates are subject to a penalty for early withdrawal.

(3) Rates subject to change without notice. This also affects the Annual Percentage Yield.

Savings(1)Minimum Opening BalanceTerm(Months)RateAnnual Percentage Yield (3)
    Regular        Savings      $25.00  None  .05%  .05%

Christmas Club

  $25.00  None   .05%  .05%
 IRA Account     $25.00  None  .05%  .05%
 Special Savings    $25.00  None .05%  .05%
Share Draft    $25.00  None .00%  .00%

 

CD & IRA Rates

Certificate (2)Minimum Opening BalanceTerm(Months)Rate (3)Annual Percentage Yield (3)
Certificate of Depost  $10,000  12  .55%   .55% 
         
IRA Certificate $2,000 12 .35% .35%

 

Lending

(4) All rates are subject to change without notice. All rates with approved credit. May require a down payment.

*refinancing must be from another lending institution

Credit Insurance, MRC and GAP Calculator

Loan Application (updated 5/2012)

 
Car loans today
Motorcycle Loans
RV Loans
Boat flying through the water
Loan TypeTerm (Months)Annual Percentage Rates (4)
New Vehicles 2017-2018  up to 72 3.25%
New Vehicles 2017-2018 84 4.25%
Used Vehicles 2015-2017 up to 72 3.25%
Used Vehicles 2015-2017 78 4.25%
Old Vehicles 2011-2014 up to 72 6.00%
Older Vehicles up to 48 8.00%
E-Z Refinancing* 2015-2018 up to 72 3.25%
New Motorcycles 2017-2018 up to 72 5.25%
Used Motorcycles 2015-2017 up to 72 6.25%
Old Motorcycles 2011-2014 up to 72 7.25%
Older Motorcycles up to 48 8.25%
New Farm Equipment 2017-2018 up to 72 5.25%
Used Farm Equipment 2015-2017 up to 72 6.25%
Old Farm Equipment 2011-2014 up to 72 7.25%
Older Farm Equipment up to 48 8.25%
New RV’s 2017-2018 up to 120 5.25%
Used RV’s 2015-2017 up to 84 6.25%
Old RV’s 2011-2014 up to 72 7.25%
New Boats 2017-2018 up to 72 5.25%
Used Boats 2015-2017 up to 72 6.25%
Old Boats 2011-2014 up to 72 7.25%
Home Improvement up to 60 5.50%
Share Secured   3.50%
Certificate Loan   3.50%
VISA Credit Card (must be employed at least 6 months)   14.00%
VISA Credit Card Gold (must be employed at least 6 months)   9.75%
     
Seasonal Loan up to 12 6.50%
Signature Loan up to 60 9.75%
Mortgage call for current rates