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Rates/Loans

Current Rates

Savings & CD’s

(1) $100 minimum average daily balance to earn the stated Annual Percentage Yield. Dividends are credited monthly.

(2) Certificates are subject to a penalty for early withdrawal.

(3) Rates subject to change without notice. This also affects the Annual Percentage Yield.

Savings(1)Minimum Opening BalanceTerm(Months)RateAnnual Percentage Yield (3)
    Regular        Savings      $25.00  None  .15%  .15%

Christmas Club

  $25.00  None   .15%  .15%
 IRA Account     $25.00  None  .15%  .15%
 Special Savings    $25.00  None .15%  .15%
Share Draft    $25.00  None .00%  .00%

 

CD & IRA Rates

Certificate (2)Minimum Opening BalanceTerm(Months)Rate (3)Annual Percentage Yield (3)
Certificate of Depost  $10,000  12  .55%   .55% 
         
IRA Certificate $2,000 12 .35% .35%

 

Lending

(4) All rates are subject to change without notice. All rates with approved credit. May require a down payment.

*refinancing must be from another lending institution

Credit Insurance, MRC and GAP Calculator

Loan Application (updated 5/2012)

 
Car loans today
Motorcycle Loans
RV Loans
Boat flying through the water
Loan TypeTerm (Months)Annual Percentage Rates (4)
New Vehicles 2016-2017  up to 72 2.99%
New Vehicles 2016-2017 84 2.99%
Used Vehicles 2014-2016 up to 72 2.99%
Used Vehicles 2014-2016 78 2.99%
Old Vehicles 2010-2013 up to 60 5.74%
Older Vehicles up to 36 7.74%
E-Z Refinancing* 2014-2017 up to 60 2.99%
New Motorcycles 2016-2017 up to 72 2.99%
Used Motorcycles 2014-2016 up to 60 2.99%
Old Motorcycles 2010-2013 up to 60 5.74%
Older Motorcycles up to 36 7.74%
New Farm Equipment 2016-2017 up to 72 4.24%
Used Farm Equipment 2014-2016 up to 78 4.24%
Old Farm Equipment 2010-2013 up to 60 6.74%
Older Farm Eqipment up to 36 8.74%
New RV’s 2016-2017 up to 120 5.24%
Used RV’s 2014-2016 up to 72 5.74%
Old RV’s 2010-2013 up to 60 6.74%
New Boats 2016-2017 up to 72 5.24%
Used Boats 2014-2016 up to 72 5.74%
Old Boats 2010-2013 up to 60 6.74%
Home Improvement up to 60 7.50%
Share Secured   2.50%
Certificate Loan   2.50%
VISA Credit Card (must be employed at least 6 months)   14.00%
VISA Credit Card Gold (must be employed at least 6 months)   9.75%
OPPNY1 up to 60 6.49%
Seasonal Loan up to 12 6.50%
Signature Loan up to 60 14.50%
Mortgage call for current rates